Keeping Your Money In Check

There are many ways of managing your money to ensure you have enough for expected and unexpected costs and things you’d like to do or buy. Managing your money takes time, dedication and discipline.  Most importantly, it means you need to -get banked-.

Savings Accounts

There are many things you’ll need and want to save for; it all depends on your goals and dreams. A savings account can help by providing a safe place to keep your money. With a savings account you’re able to access your money whenever you need it, and it will earn -interest-. Take the time to visit a bank or a bank’s website to learn more about  available.

Checking Accounts

A checking account is meant for day-to-day use to manage your money and pay your bills.  With this type of account you can access your money in multiple ways such as writing checks or using a debit card. Whichever way you choose, it’s important you keep track of your balance. The last thing you want is to have checks -bounce- or to incur -overdraft- fees. To avoid this, learn how to .

Virtual Banking

A great way to help you manage all of your accounts is to get -virtually banked-. If you have access to the Internet or a Smartphone, you can have all of your banking information at your fingertips and you can:

  • Transfer money from one account to another
  • Balance your checkbook
  • Pay your bills
  • Check account balances
  • Receive bank statements
  • Update your personal information

Learn more about the  and

Budgeting

A budget is a plan that helps you track what you earn and spend. When setting up your budget, you decide what money will be spent on what expenses. By doing this consistently, you will pay your bills on time and save for things you need and want. Learn how to do your budget with this , and check out this  and create your own budget now!

For more on budgets and how to create one of your own watch the video below.